Loans, Cards & Investments – made simple
Compare your options, know the documents and charges, then apply yourself or with our help.
Sahi jaankari, sahi faisla.
What do you need?
Pick a service – full details are on its page.
Loans & Cards
Invest & Bank
Why Kotadiya Enterprise
Honest advice
No false approval promises.
Clear fees
₹0 on self-apply. Paid help priced upfront.
Many options
Loans, cards & investing in one place.
Your language
Hindi, Gujarati & English.
How it works
3 simple steps
- Choose a serviceOpen the service page and read the details.
- Self-apply or get help₹0 on self-apply; paid help is optional.
- Lender decidesApproval and terms are set by the lender.
FAQs
Is Kotadiya Enterprise a bank or lender?
No. We are an independent loan advisory and assistance service. We do not sanction or disburse loans.
Do you guarantee approval?
No. Only the bank/NBFC decides approval, amount and interest rate.
Do you charge a fee?
₹0 if you self-apply through a partner link. Optional paid consultation: ₹100 processing fee + consultation charges (personal loan 5%, business loan 3% of disbursed amount), no GST – shared before you pay.
How do you earn?
From optional consultation fees and, for some products, referral commission from partners – always disclosed.
Disclaimer: We are an independent loan advisory and assistance service provider, not a bank or NBFC. Loan approval and disbursement are subject to the respective lender’s eligibility criteria, credit assessment and internal policies. We do not guarantee loan approval. *T&C Apply.
Consultation charges apply only if you choose our optional paid consultation. Fees are for consulting and assistance services, not a guarantee of approval. We may receive referral compensation from partners when you apply through our links.