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Disclaimer

In short: We are an independent advisory service, not a bank or NBFC. Approval, rates and charges are decided by the lender/company. Information here is general – check official terms before applying.

Last updated: 4 November 2026

Please read this disclaimer before using finaxyworld.com or the services of Kotadiya Enterprise.

Independent service provider

We are an independent loan advisory and assistance service provider, not a bank or NBFC. Loan approval and disbursement are subject to the respective lender’s eligibility criteria, credit assessment and internal policies. We do not guarantee loan approval. *T&C Apply.

Consultation and referrals

Consultation charges apply only if you choose our optional paid consultation service. Fees are for consulting and assistance services, not a guarantee of loan approval. We may receive referral compensation from partners when you apply through our links.

Information accuracy

We try to keep information correct and current, but lender products, rates, fees and criteria change often. Always confirm details on the lender’s official website and in the Key Facts Statement before you apply.

No regulatory status claimed

Kotadiya Enterprise does not claim RBI registration, regulatory approval or official partnership with any lender unless clearly stated with a valid agreement.

Third-party names

Names of banks, NBFCs and other companies, where shown, are used for identification only. They do not imply endorsement.

Contact

Kotadiya Enterprise, 215/A, Sky View, Opp. Swaminarayan Bus Parking, Sarthana Jakatnaka, Varachha, Surat, Gujarat 395010
Email: mdexim61@gmail.com · Phone: +91 81405 26761