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Our process

How it works

A clear process – you always know who decides, who charges what, and when you leave our site.

Seedha aur saaf process.

Documents ready Compare charges ₹

Step by step

  1. LearnRead the service page.
  2. PrepareCheck eligibility & documents.
  3. ChooseSelf-apply or paid help.
  4. Lender decidesApproval is the lender’s call.

Four ways we work

A · Self-Apply

Apply on the partner’s site. ₹0 from us.

B · Consultation

Optional paid help: ₹100 + consultation charges, shared upfront.

C · Referral

We may earn partner commission – always disclosed.

D · Agent / Partner

Authorised partners, named before you share details.

What we do

  • Explain products and charges simply
  • Help with documents (paid consultation)
  • Share authorised partner links
  • Answer questions on WhatsApp

What we never do

  • Sanction or disburse loans
  • Guarantee approval or rates
  • Ask for OTP, PIN or passwords
  • Collect loan money for a lender
  • Hide fees or commission

Disclaimer: We are an independent loan advisory and assistance service provider, not a bank or NBFC. Loan approval and disbursement are subject to the respective lender’s eligibility criteria, credit assessment and internal policies. We do not guarantee loan approval. *T&C Apply.

Consultation charges apply only if you choose our optional paid consultation. Fees are for consulting and assistance services, not a guarantee of approval. We may receive referral compensation from partners when you apply through our links.