✅ Updated: 4 November 2026 · Reviewed by Kotadiya Enterprise, Surat
Piramal Finance Personal Loan: key facts at a glance
| Point | Details |
|---|---|
| Lender | Piramal Finance (Piramal group) |
| Loan type | Unsecured personal loan |
| Who can apply | Salaried applicants, as per lender policy |
| Documents | PAN (mandatory), Aadhaar/ID, address proof, income proof |
| Interest & fees | As per profile – check the KFS |
| Apply on | Piramal Finance’s official website/app |
Key takeaways
- Piramal Finance offers personal loans with an online process.
- PAN is mandatory; income proof is needed.
- Approval and rate are decided by Piramal Finance.
Eligibility (general)
- Salaried (private, public sector or government) – as per lender policy
- Age within lender’s limits
- Stable income and acceptable credit score
Documents
- PAN card (mandatory)
- Aadhaar / passport / driving licence
- Address proof
- Income proof – salary slips or bank statements
How to apply
- Visit Piramal Finance’s official personal loan page.
- Check eligibility and enter your details.
- Upload documents and complete KYC online.
- Review the offer and KFS before e-signing.
- Apply only on the lender’s official app or website.
- Never pay any ‘file charge’ or advance fee before the lender sanctions your loan.
- Never share OTP, PIN, password or CVV.
- Read the Key Facts Statement (KFS) – it shows APR and all charges.
🤝 Need help choosing? Compare Piramal Finance with other lenders and check your EMI.
Frequently asked questions
Can I apply fully online?
Yes, Piramal Finance offers an online application with document upload.
Does credit score matter?
Yes. A higher score can improve chances and terms.
Can I add a co-applicant?
Some lenders allow it for higher eligibility – confirm with Piramal Finance.
Is ‘loan in minutes’ guaranteed?
No. Time depends on the lender’s verification.
Sources
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Compare options →WhatsApp UsDisclaimer: Kotadiya Enterprise is an independent loan advisory and assistance service provider, not a bank or NBFC. Loan approval and disbursement are subject to the respective lender’s eligibility criteria, credit assessment and internal policies. We do not guarantee loan approval. Details in this article are for general information, were last reviewed on 4 November 2026, and may change – please confirm on the lender’s official website and KFS before applying. Names of companies are used only to identify their products. We may receive referral compensation if you apply through partner links. *T&C Apply.