Stay safe
Avoid loan fraud
Simple, honest guides on loans, cards, credit reports and staying safe.
Fraud se bachein, samajh kar udhaar lein.
Warning signs
- Upfront file or processing charge before sanction
- Promise of guaranteed approval
- Asking for OTP, PIN, CVV or remote access
- Apps asking for contacts or photos
- Lender not a bank or RBI-registered NBFC
Stay safe
- Verify the lender on the RBI website
- Apply only on official websites/apps
- Read the KFS and agreement
- Cyber fraud: call 1930 or visit cybercrime.gov.in
- Report illegal lenders on sachet.rbi.org.in
Learn more
Loan basics
EMI, tenure, APR.
Credit cards
Use without debt.
Credit reports
Read and fix errors.
Business finance
GST, ITR & banking.
Investing basics
Mutual funds & SIP.
Online safety
Spot fake apps & calls.
Disclaimer: We are an independent loan advisory and assistance service provider, not a bank or NBFC. Loan approval and disbursement are subject to the respective lender’s eligibility criteria, credit assessment and internal policies. We do not guarantee loan approval. *T&C Apply.
Consultation charges apply only if you choose our optional paid consultation. Fees are for consulting and assistance services, not a guarantee of approval. We may receive referral compensation from partners when you apply through our links.