Stashfin Credit Line Stashfin Credit Line

Stashfin Credit Line

  • Get a credit limit upto Rs.10,00,000
  • Get 0% interest for up to 30 days
  • Select from Flexible Tenure Options upto 36 months
  • Pay interest only on the amount utilized
Stashfin Credit Line Stashfin Credit Line

Benifits:

  • Features
  • ✅ Loan up to Rs.10,00,000.
    ✅ Interest rate starts from 11.99% per annum.
    ✅ Processing fee up to 10% (excluding GST).
    ✅ Foreclosure options are available after 3 months.
    ✅ Suitable for both new and existing customers.
    ✅ Tailored for both salaried and self-employed individuals.
    ✅ Simplified documentation process.

Target audience

✅ Monthly in-hand income: Minimum ₹15,000 per month
✅ CIBIL Score: Minimum 750
✅ Age: Minimum 18 years
✅ Employment type: Salaried or Self-Employed

Stashfin Credit Line Stashfin Credit Line

Required Documents

✅ For Salaried
1. ID proof: PAN Card
2. Address Proof: Aadhaar Card
3. Copy of the salary bank account cheque
4. Salary slips of last 3 months
5. Bank statements for the last 6 months

✅ For Self-Employed
1. Income Tax Returns (ITR)
2. GST Returns
3. Proof of business ownership and continuity
4. Bank statements for the last 6 months
5. Audited financial statements for the last 2 years
6. Office address proof

Step by step process

1. Suggest Stashfin Personal Loan to Apply Now Click here..

Stashfin Credit Line Stashfin Credit Line

2. Click on the product for detailed information and share its link with potential customers.

3. Instruct the customer to click on your shared link and input their name & mobile number.

4. The link directs them to the Stashfin app download.

5. They need to download and install the app on their Android device.

6. Enter the mobile number to log in and tap ‘Continue’.

7. Validate the number using the received OTP and press ‘Continue’.

8. Allow the app to access SMS, location, and camera.

9. Fill in personal details like full name, PAN, and current address.

10. Provide employment details in the subsequent step.

11. Review the details and click ‘Continue’.

12. The application processes and reveals the approved credit limit.

13. Tap on ‘Proceed to KYC’, then enter and verify the Aadhaar number with the OTP.

14. Use the ‘Open Camera’ option to capture a selfie.

15. Post-KYC verification, review and accept the loan agreement.

16. Tap ‘Proceed to Withdraw’ for fund transfer.

17. Input accurate bank details and hit ‘Continue’.

18. A token amount of INR 1 is sent to the account for verification.

19. Confirm the displayed bank details.

20. After a successful e-mandate, input the desired loan amount and tenure.

21.Review interest charges and loan details.
Click ‘Withdraw’.

22. Provide and confirm the current address.

23.Funds are transferred to the provided bank account.

Stashfin Credit Line Stashfin Credit Line

T&C

✔️ Only available for the new user (not an existing Stashfin customer).

✔️ If you are not able to finish the application process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.

✔️ Customer’s phone number should be linked with Aadhaar Card.

✔️ Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.

✔️ Activation of the line of credit requires the mandatory setup of an eMandate (Auto Debit).

✔️ Customers are free to withdraw any amount within their available credit limit, subject to a transaction fee of 2% +GST on such withdrawals.

✔️ Interest will not be levied if all dues are settled before the next billing cycle. Following that, the interest rate will range from 2% to 4% per month.

✔️ Unsettled dues can be transformed into easy EMIs with a processing fee of up to 4%.

Stashfin Credit Line Stashfin Credit Line

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