There may be situations where you need to avail of funds quickly. Instead of dipping into your savings or depending on others, you can avail of a small loan to fund these needs conveniently. It is a quick and hassle-free loan that you can utilize for a variety of purposes. From paying medical bills to funding an international trip, Tata Capital’s multipurpose small loans are tailor-made to meet your short-term needs.
Enjoy simple eligibility criteria and flexible repayment structures with Tata Capital’s small loans. But that’s not all. Our loans also come with minimal documentation and the best interest rates in the industry.
What’s more? You can apply for a Small Loan online from the comfort of your home. We especially customize our small-ticket loans for salaried individuals across different salary brackets. With a quick and easy application process, they are best for all your big-ticket expenses.
Tata Capital offers small personal loans online ranging from Rs. 40,000 up to Rs 1.5 lakhs. Our application process requires minimal paperwork and easy eligibility criteria. If you apply for a small loan with Tata Capital, you don’t even need to pledge any collateral.
Features and Benefits of Small Personal Loan
Here are some of the features and benefits of taking a Small Loan online with Tata Capital:
Unsecured finance
One of the most significant features of small loans is that you don’t need to pledge any collateral before opting for one. So, we don’t require any guarantees or a mortgaged property to approve your desired small amount loan.
Nominal processing fee
Because we assure 100% transparency in all our instant small loan dealings, we will let you know of any charges, such as processing fees, before you sign on with us. Anyway, our nominal processing fee of only 2% will not feel like much when you apply for an instant small loan with us.
Quick approvals and attractive interest rates
We don’t take longer than a few minutes to verify and take action based on the documents you provide. Therefore, our small personal credit online approval process is indeed quick and at affordable personal loan interest rates.
Quick disbursal
What’s the point of getting an instant loan approved on paper but having to wait for days before the funds show up in your account? When you apply for a small personal loan online with Tata Capital, you don’t wait a minute longer than necessary, as we disburse the funds as soon as your small amount loan is approved.
Loan Offers Between Rs. 40,000 to Rs. 1.5 lakhs!
Tata Capital provides a small personal loan for amounts ranging between Rs. 40,000 and Rs. 1.5 lakhs, which is sufficient for a number of big-ticket purchases.
Minimal paperwork
No one wants to worry about submitting hefty paperwork. And, at Tata Capital, we only ask for what’s necessary. Apply for a small finance loan for personal use by submitting minimal documentation.
Flexible EMI terms
Worried that your monthly EMIs may become unmanageable. Fret not! With Tata Capital’s small amount personal loan, you can either go for a monthly standard EMI, or switch to a flexible instalment option, where you pay more when possible.
Low pre-closure charges
If somewhere down the line, you want to pay off your loan before the fixed tenure, you can. Tata Capital offers a loan pre-closure option at a nominal fee that’s just 4.5% of the outstanding loan amount.
Comfortable EMI tenures
Pay your EMIs at your chosen pace as Tata Capital offers an extended tenure duration between 18 to 36 months.
Who Taken a Loan
Young professionals
Individuals who have recently started earning and don’t have a substantial salary yet can opt for a small loan online to purchase a bike, phone, laptop, etc.
Retired professionals
Retired professionals might rack up a few medical or travel expenses. Therefore, a quick yet affordable finance option like a small loan online for personal use can come in handy.
Students
A small personal credit can help you pay a percentage of your tuition fee on time. You can file an application for small instant cash loans with a co-borrower and take care of your education expenses in a jiffy.
Businesses
Ready to expand your business? Or need funds to manage your daily business operation? A quick small personal credit can help you cater to the urgent financial needs of your business hassle-free.
Home Remodelling
Individuals who are planning to renovate their house but don’t have enough savings, can apply for small loans for renovation and give their house a whole new look.
Need funds for personal use but got a low salary? Well, Tata Capital brings you Low Income Instant Small Personal Loans for all your financial needs. Salaried individuals can now apply for our small personal loans up to Rs. 1.5 lakhs in just a few simple steps!
With competitive interest rates and convenient repayment plans, you can meet your diverse financial goals with ease, without burdening your finances. The best part? We don’t ask for heavy documentation or a demanding application process.
Besides, with quick approval and a swift loan disbursal process, you don’t have to wait for longer to get a low income personal loan you need!
Instant Personal Loan under 5 minutes
Wondering how to get instant personal loan for your financial needs? Just follow these simple steps-
1 Enter Details
Enter Mobile Number and Name which is verified with PAN number
2 Input Loan Requirements
If pre-approved, input your Personal Loan requirement within the sanctioned limit
3 Personal Details
Enter your Personal & Banking details
4 Set up your E-mandate
Complete a one-time eMandate authorization for EMI payment
5 Additional Facility
Avail Insurance to safeguard your Personal Loan liabilities against unforeseen emergency.
6 Instant Personal Loan Disbursement
Accept E-Agreement, verify your Personal Loan details & enjoy Instant Disbursement…!!
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